Online calculators
Insurance, pension provision, taxation and financing are subjects that influence important decisions, often with effects that extend over many years.
The calculators below allow you to carry out an initial assessment on your own and better understand certain aspects of your personal or family situation. They are tools designed to provide immediate guidance, helping you find your way through figures, scenarios and possibilities.
Every situation, however, is different. This is why Assidu's role is not limited to comparing figures, but consists of analysing the overall context, identifying any risks and guiding you towards informed decisions that remain sound over time.
Tax savings with the 3rd pillar
Use this tool to estimate the potential tax savings associated with the 3rd pillar. A useful initial simulation to better understand the opportunities available to you and explore your pension situation in more depth together with an Assidu advisor.
Mortgage affordability
Use this tool to assess the affordability of a property purchase and better understand the relationship between income, equity and financing. A useful initial simulation to combine with a more in-depth analysis together with an Assidu advisor.
Pillar 3a tax savings calculator
Contributions to a Pillar 3a are deductible from taxable income, making the resulting tax saving one of its most immediate financial benefits. Enter your details below to estimate your tax savings based on the applicable federal, cantonal and municipal tax rates.
Pillar 3a is, however, much more than a tax-saving instrument. It is a comprehensive pension solution that can also incorporate tailored death and disability protection according to your family and financial circumstances. Speak to an Assidu adviser to turn the tax benefit into a strategy that holds together.
Check the affordability of your property project
The calculator below applies criteria commonly used by Swiss banks to your project and gives you an initial indicationof whether the financing is affordable today. A second question deserves equal attention: if you became disabled or died, could your household continue to afford the property? This is why we place every mortgage within a broader pension analysis, connecting your insurance and pension protection, family situation and tax implications — both today and over the longer term.