Insurance and Public Procurement for Public and Subsidised Entities

Assidu SA supports municipalities, hospitals, residential and nursing homes, and public-law foundations in designing and managing public procurement procedures for insurance and occupational pension solutions.

As an independent technical coordinator, we support you throughout the procurement process in accordance with Swiss public procurement law (PPA/IAPP), helping you align your insurance coverage with your actual risks and make efficient use of public funds. For your institution, managing insurance risks goes beyond technical considerations alone: it entails accountability towards the public and requires rigorous compliance with public procurement rules. This is precisely where we bring our experience to bear — at the intersection of public procurement law, insurance expertise and operational reality.

Why work with a specialist insurance broker for public procurement?

Assidu is an independent, family-owned Swiss insurance brokerage, founded in 1979 and registered with FINMA (No. F01460823). We continuously support more than 50 entities — including municipalities, major public administrations, residential and nursing homes, and publicly funded institutions — in designing public procurement procedures for insurance and occupational pension solutions. Independent of any insurance company, we combine regulatory expertise, insurance technical know-how and a practical understanding of the risks faced by public entities: three essential elements for an effective dialogue between your administration and the insurance market.

Asset protection

Key considerations

In a regulated and complex environment, even minor inaccuracies in defining your requirements or evaluating tenders can expose your institution to legal and operational risks. Preventing these vulnerabilities is essential to safeguard the transparency of your procedures, your financial resilience and the continuity of your services.

Liability and specialist risks

Risks to avoid

In a regulated and complex environment, shortcomings in the design or management of insurance coverage can create significant legal and operational issues. Anticipating these risks is essential to safeguard transparency, organisational resilience and continuity.

TRUSTED BY

FSG EOC Caritas City of Lugano Municipality of Capriasca

Client testimonials

Caritas Ticino

Luigi Roncoroni, Head of Administration

Supported by Assidu SA since 2023.

WHAT WE VALUE ABOUT ASSIDU
Their professional experience and the personal, direct contact with specialists across the different areas of expertise.

WHY WE CHOSE ASSIDU
In addition to recommendations from people who already knew Assidu, the presentation of the company and its services allowed us to appreciate its family-owned character, expertise and close connection to the region. These factors gave us the confidence to choose Assidu.

WHEN ASSIDU MADE THE DIFFERENCE
There is no single moment. Rather, it is the range of situations and cases we have encountered throughout our collaboration.

ASSIDU IN THREE WORDS
Competent, reliable and collaborative.

Opera Femminile Don Guanella care homes in Ticino

Matteo Talleri, Administrative Director

Supported by Assidu SA since 2007.

WHAT WE VALUE ABOUT ASSIDU
Reliability, expertise and availability.

WHY WE CHOSE ASSIDU
Expertise.

WHEN ASSIDU MADE THE DIFFERENCE
When we had to conduct a public procurement procedure for sickness and accident insurance, Assidu was a key partner.

ASSIDU IN THREE WORDS
Competent, available, reliable.

Municipality of Capriasca

Consuelo Rovelli, Head of Human Resources

Supported by Assidu SA since 2001.

WHAT WE VALUE ABOUT ASSIDU
The principal added value is undoubtedly the high level of professionalism and expertise of the team, which consistently provides precise and reliable solutions. Their ability to understand our requirements and provide practical support helps us optimise our processes and makes the collaboration particularly valuable.

WHY WE CHOSE ASSIDU
The decisive factor in choosing Assidu SA as our partner was their ability to understand our specific needs rapidly, combined with the professionalism and transparency demonstrated from our very first discussions. Their combination of expertise, availability and a proactive approach immediately gave us confidence that we could rely on a dependable partner.

WHEN ASSIDU MADE THE DIFFERENCE
One example among many is their management of public procurement procedures for the renewal of several insurance policies, from responding to questions submitted by participating insurers through to preparing the award and outcome communications.

ASSIDU IN THREE WORDS
Professional, competent and available.

Fondazione San Gottardo

Francesco Fornaciarini, Head of Human Resources

Supported by Assidu SA since 2009.

WHAT WE VALUE ABOUT ASSIDU
The high level of expertise and professionalism of their employees, combined with a comprehensive view of the market that enables us to make informed decisions with the confidence of having a highly reliable partner alongside us.

WHY WE CHOSE ASSIDU
Working with an insurance broker enables us to select solutions that best meet our requirements while relying on a partner who understands and takes account of our organisation's specific characteristics.

WHEN ASSIDU MADE THE DIFFERENCE
Their support with strategic decisions relating to occupational pension provision and public procurement requirements.

ASSIDU IN THREE WORDS
Availability, professionalism and precision.

A dedicated team of specialists

Our insurance specialists holding a Swiss Federal Diploma of Higher Education provide expertise in property insurance, liability and engineering risks.They deliver the technical advice required to protect your assets and property while ensuring consistency across your insurance programme, from material risks to liability exposures.

Our specialists in employee insurance and social insurance, hold Swiss Federal Diplomas, focus on occupational pension provision (LPP/BVG) and mandatory accident insurance (UVG/LAA). They integrate supplementary employee insurance coverage into the overall risk management of your entity.

A dedicated public procurement team completes this expertise. It supports the contracting authority throughout the procurement procedure and in preparing the documentation required by authorities and supervisory bodies.

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Comprehensive support throughout the procurement procedure

Our involvement covers the entire lifecycle of your public procurement procedures for insurance services, from the preliminary phase through to policy inception, as well as the ongoing management of your insurance programme.

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Analysis of your insurance portfolio and risk mapping

An in-depth assessment of your existing insurance portfolio and risk exposure enables us to establish a structured overview of your entity's current situation. This process highlights potential inconsistencies, coverage gaps and overlaps and provides a solid foundation for the subsequent stages of the procurement procedure.

Insurance programme design and technical tender documentation

We define a clear insurance programme and technical tender specifications that translate your entity's requirements into concrete requirements for the insurance market.

From publication of the tender to policy inception

We support you throughout the administrative procurement process, from publication of the invitation to tender through to policy inception, providing technical expertise and helping ensure that the procedure remains compliant.

Operational management and ongoing support

Following the award, we remain by your side to manage your insurance coverage on a day-to-day basis and maintain its consistency over time.

Assidu's role is to provide your entity with a robust and properly documented basis for decision-making, enabling you to make informed decisions with confidence and ultimately establish and place the appropriate insurance policies.

Proven experience with public and publicly funded entities

Over the years, we have supported several hundred complex public procurement procedures for municipalities, hospitals, residential and nursing homes, public utility providers and public-law foundations. Today, our teams provide ongoing support to more than 50 public and publicly funded entities and assisted with 18 procurement procedures in 2025 alone.

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Every organisation has its own specific characteristics, but the fundamental questions are often the same:

Are our tender procedures adequately protected against the risk of non-compliance with the applicable legal framework?

Is our insurance coverage genuinely aligned with our organisation's risk profile?

If our decision is reviewed or challenged, can we demonstrate that it was made competently, transparently and in accordance with the applicable rules?

Request an initial consultation

If you are planning a public procurement procedure for insurance services or believe that your current insurance programme may no longer be appropriate, the first step is an initial consultation: Are you planning a public procurement procedure for insurance services, or would you like to assess whether your current insurance programme remains appropriate? The first step is a no-obligation initial consultation:

  • We review your current situation
  • We identify the main areas requiring attention and any potential contractual inconsistencies

Where appropriate, we then propose a structured procurement approach designed to comply with the applicable public procurement framework.

Contact us to arrange a consultation specifically for public and subsidised entities.

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